Wirtschaftlicher Wortschatz für Versicherungskauffrauen: Online-Quizze und Übungen

Question 1

What is the term for the difference between a company's total assets and its total liabilities?

Accepted Answer

Shareholders' Equity / Share Capital

Answer

Revenue

Answer

Expenditure

Answer

Profit

Question 2

What type of market structure is defined by a large number of buyers and sellers, and where prices are determined by supply and demand?

Accepted Answer

Perfect competition

Answer

Monopoly

Answer

Oligopoly

Answer

Duopoly

Question 3

Which type of insurance provides coverage for losses caused by unexpected events, such as fire or theft?

Accepted Answer

Property insurance

Answer

Liability insurance

Answer

Health insurance

Answer

Life insurance

Question 4

What is the term for a sustained period of economic downturn, characterized by high unemployment and low economic growth?

Accepted Answer

Recession

Answer

Inflation

Answer

Boom

Answer

Stagnation

Question 5

Which of the following is NOT an advantage of globalization?

Accepted Answer

Increased environmental pollution

Answer

Increased trade opportunities

Answer

Reduced production costs

Answer

Improved living standards in developing countries

Question 6

What is the term for the overall financial well-being and stability of a company?

Accepted Answer

Solvency

Answer

Liquidity

Answer

Profitability

Answer

Efficiency

Question 7

Welcher Begriff beschreibt den Wert der in einem Land erzeugten Waren und Dienstleistungen?

Accepted Answer

Bruttoinlandsprodukt (BIP)

Answer

Export

Answer

Umsatzsteuer

Answer

Investition

Question 8

Welche Marktstruktur zeichnet sich durch einen einzigen Produzenten aus?

Accepted Answer

Monopol

Answer

Oligopol

Answer

Polypol

Answer

Monopson

Question 9

Was ist das Hauptziel eines gewinnorientierten Unternehmens?

Accepted Answer

Gewinne maximieren

Answer

Hervorragenden Kundenservice bieten

Answer

Umweltbelastung reduzieren

Answer

Soziale Verantwortung fördern

Question 10

Welches Finanzinstrument repräsentiert das Eigentum an einem Unternehmen?

Accepted Answer

Aktie

Answer

Wechsel

Answer

Anleihe

Answer

Option

Question 11

Was ist der Begriff für einen Versicherungsvertrag, der finanzielle Verluste abdeckt?

Accepted Answer

Schadenversicherung

Answer

Lebensversicherung

Answer

Krankenversicherung

Answer

Unfallversicherung

Question 12

Welches Wirtschaftssystem gibt Einzelpersonen die Freiheit, wirtschaftliche Entscheidungen zu treffen?

Accepted Answer

Marktwirtschaft

Answer

Planwirtschaft

Answer

Sozialismus

Answer

Kommunismus

Question 13

Was ist der Begriff für die Menge an Waren und Dienstleistungen, die Verbraucher kaufen wollen und können?

Accepted Answer

Nachfrage

Answer

Angebot

Answer

Elastizität

Answer

Preis

Question 14

Welche Art von Investition gilt als risikoreich?

Accepted Answer

Aktien

Answer

Festgeld

Answer

Anleihen

Answer

Immobilien

Question 15

What is the main purpose of financial markets in an economy?

Accepted Answer

Connecting investors with businesses that need money

Answer

Protecting against financial risks

Answer

Controlling the amount of money in circulation

Answer

Determining interest rates

Question 16

Which of the following is NOT a commonly traded financial instrument?

Accepted Answer

Property

Answer

Stock

Answer

Bond

Answer

Certificate of Deposit

Question 17

What is the German equivalent of 'liability' in financial accounting?

Accepted Answer

Verbindlichkeit

Answer

Vermögen

Answer

Eigenkapital

Answer

Gewinn

Question 18

Which of the following types of insurance covers damage to vehicles?

Accepted Answer

Auto insurance

Answer

Life insurance

Answer

Health insurance

Answer

Home insurance

Question 19

What is the generally accepted accounting principle (GAAP) that guides the recording of expenses and revenues?

Accepted Answer

Matching principle

Answer

Going concern principle

Answer

Materiality principle

Answer

Consistency principle

Question 20

Which of the following is a market structure where there are only a few dominant sellers?

Accepted Answer

Oligopoly

Answer

Monopoly

Answer

Perfect competition

Answer

Monopolistic competition

Question 21

What is the main purpose of a feasibility study?

Accepted Answer

To assess the viability and potential success of a project or business idea.

Answer

To identify potential risks and challenges.

Answer

To develop a detailed business plan.

Answer

To secure funding from investors.

Question 22

What is the German term for 'shareholder'?

Accepted Answer

Aktionär

Answer

Geschäftsführer

Answer

Mitarbeiter

Answer

Kunde

Question 23

Which of the following terms refers to the total amount of money a company owes to outsiders?

Accepted Answer

Liabilities

Answer

Revenue

Answer

Assets

Answer

Equity

Question 24

What is the term for a business that provides a service rather than a physical product?

Accepted Answer

Service provider

Answer

Retailer

Answer

Distributor

Answer

Manufacturer

Question 25

What is the purpose of a profit and loss statement?

Accepted Answer

To show a company's income and expenses over a specific period of time.

Answer

To show a company's financial position at a specific point in time.

Answer

To forecast future financial performance.

Question 26

Which of the following is an example of a fixed cost?

Accepted Answer

Rent

Answer

Shipping costs

Answer

Sales commissions

Answer

Materials used in production

Question 27

What is the primary purpose of a business plan?

Accepted Answer

To outline a business's goals, strategies, and financial projections.

Answer

To comply with legal requirements.

Answer

To secure funding from investors.

Question 28

What is the term for the process of producing goods or services using resources?

Accepted Answer

Production

Answer

Marketing

Answer

Distribution

Answer

Consumption

Question 29

Which of the following is an economic indicator that measures the overall performance of an economy?

Accepted Answer

GDP

Answer

Consumer confidence index

Answer

Inflation rate

Answer

Stock market index

Question 30

What is the term for a sustained increase in the general level of prices in an economy?

Accepted Answer

Inflation

Answer

Deflation

Answer

Stagflation

Question 31

Which of the following documents provides a comprehensive overview of a company's financial performance over a period of time?

Accepted Answer

Financial statements

Answer

Income statement

Answer

Cash flow statement

Answer

Balance sheet

Question 32

What type of business structure is owned and managed by a single individual?

Accepted Answer

Sole proprietorship

Answer

Limited liability company

Answer

Partnership

Question 33

In an economic system where individuals and private entities possess the freedom to make economic decisions, what is this system known as?

Accepted Answer

Free market economy

Answer

Planned economy

Answer

Command economy

Answer

Mixed economy

Question 34

What is the primary purpose of a marketing plan in business?

Accepted Answer

To outline strategies and actions for achieving marketing goals

Answer

To analyze the market and competitors

Answer

To create advertising campaigns

Question 35

Which of the following is a defining characteristic of a monopoly market structure?

Accepted Answer

A single seller dominates a significant portion of the market

Answer

Numerous small sellers operate in the market

Answer

Products are highly differentiated

Question 36

What is the fundamental objective of creating a budget?

Accepted Answer

To plan and control financial resources effectively

Answer

To enhance customer satisfaction

Answer

To increase sales revenue

Answer

To minimize expenses

Question 37

Which element is crucial to the efficient operation of a supply chain?

Accepted Answer

Transportation

Answer

Marketing

Answer

Human resources

Answer

Accounting

Question 38

Distinguish between a primary market and a secondary market in the context of financial markets.

Accepted Answer

Primary markets facilitate the issuance of new securities, while secondary markets enable the trading of existing securities.

Answer

Primary markets cater to large corporations, while secondary markets serve small businesses

Question 39

Which financial institution offers a range of services such as loans, investments, and savings accounts?

Accepted Answer

Bank

Answer

Credit union

Answer

Insurance company

Answer

Investment firm

Question 40

In the context of company ownership, 'equity' refers to:

Accepted Answer

Ownership interest represented by shares

Answer

Total value of a company's assets

Answer

Profit made by a company in a specific period

Answer

Total amount owed by a company

Question 41

Which financial metric measures a company's profitability over a specific period?

Accepted Answer

Net income

Answer

Total expenses

Answer

Gross revenue

Question 42

The term 'market share' indicates:

Accepted Answer

The proportion of total sales in a market held by a particular company

Answer

The number of customers a company has in a market

Answer

The average price of products in a market

Question 43

Which of the following is a commonly used technique for analyzing financial statements?

Accepted Answer

Ratio analysis

Answer

PEST analysis

Answer

Porter's Five Forces analysis

Answer

SWOT analysis

Question 44

In accounting, a 'liability' refers to:

Accepted Answer

An amount owed to creditors or other parties

Answer

An asset owned by a company

Answer

An expense incurred by a company

Answer

Income earned by a company

Question 45

Which type of investment involves lending money to an entity for a specified period in exchange for regular interest payments?

Accepted Answer

Bond

Answer

Stock

Answer

Certificate of deposit

Answer

Mutual fund

Question 46

The accounting concept of 'depreciation' refers to:

Accepted Answer

The reduction in an asset's value over time due to wear and tear or obsolescence

Answer

The cost of acquiring a new asset

Answer

The increase in an asset's value due to market appreciation

Answer

The proceeds from selling an asset

Question 47

In finance, 'liquidity' refers to:

Accepted Answer

The ease with which an asset can be converted into cash without significant loss of value

Answer

The potential risk associated with an investment

Answer

The current market value of an asset

Question 48

What is the term for a company's total income from sales of goods or services?

Accepted Answer

Revenue

Answer

Capital

Answer

Expenditure

Answer

Profit

Question 49

Which of the following best describes a 'market share'?

Accepted Answer

The percentage of a market that a company controls.

Answer

The profit margin of a company's product.

Answer

The total value of goods and services produced in a country.

Question 50

A company's 'assets' can be defined as:

Accepted Answer

Items of value owned by the company.

Answer

The company's total debt.

Answer

The amount of money a company owes to its suppliers.

Answer

The difference between a company's revenue and expenses.

Question 51

What is the term for the process of selling shares of a company to the public for the first time?

Accepted Answer

Initial Public Offering (IPO)

Answer

Liquidation

Answer

Acquisition

Answer

Merger

Question 52

Which of the following best describes a 'premium' in the context of insurance?

Accepted Answer

The amount of money paid by the insured to the insurer.

Answer

The profit margin of the insurance company.

Answer

The amount of money paid by the insurer to the insured in case of a claim.

Question 53

What does 'underwriting' refer to in the insurance industry?

Accepted Answer

The process of assessing risks and determining the terms of an insurance policy.

Answer

The process of marketing insurance products.

Answer

The process of settling claims.

Question 54

A 'policyholder' is:

Accepted Answer

The person or entity who owns an insurance policy.

Answer

The person who makes a claim on the insurance policy.

Answer

The insurance agent who sells the policy.

Answer

The insurance company that issues the policy.

Question 55

Which of the following is NOT a common type of insurance policy?

Accepted Answer

Travel insurance for automobiles.

Answer

Health insurance.

Answer

Life insurance.

Answer

Property insurance.

Question 56

What does 'risk management' involve for an insurance company?

Accepted Answer

Identifying, assessing, and mitigating potential risks.

Answer

Investing insurance premiums.

Answer

Marketing insurance products.

Question 57

What is the purpose of a 'claims adjuster' in the insurance industry?

Accepted Answer

To investigate and evaluate insurance claims.

Answer

To sell insurance policies.

Answer

To set insurance premiums.

Answer

To manage insurance investments.

Question 58

What is the English translation for 'Geschäftsführer'?

Accepted Answer

Managing Director

Answer

Financial Controller

Answer

Sales Manager

Answer

Chief Executive Officer

Question 59

Which of the following is the term for money paid regularly for work done?

Accepted Answer

Salary

Answer

Dividend

Answer

Commission

Answer

Revenue

Question 60

What does the term 'market share' refer to?

Accepted Answer

The percentage of a market controlled by a particular company

Answer

The number of customers in a market

Answer

The total value of a market

Question 61

Which of the following is a type of insurance coverage that provides protection against financial loss due to damage or destruction of property?

Accepted Answer

Property insurance

Answer

Life insurance

Answer

Liability insurance

Answer

Health insurance

Question 62

What is the English translation for 'Betriebskosten'?

Accepted Answer

Operating costs

Answer

Variable costs

Answer

Fixed costs

Answer

Capital costs

Question 63

Which of the following is a method for distributing profits to shareholders?

Accepted Answer

Dividend

Answer

Salary

Answer

Bonus

Answer

Commission

Question 64

What is the English translation for 'Geschäftsbericht'?

Accepted Answer

Annual report

Answer

Balance sheet

Answer

Cash flow statement

Answer

Profit and loss statement